Save on time, fees, and headaches

Patient financing that works for your practice–lower fees, instant funding, and support that actually helps. Here's what sets BlossomFi apart.

Get Started
50%
Fees Savings
vs Typical BNPL
No Hard Inquiry
On Customers
90%
Patient and Customer
Approval Rates
Fast Onboarding
And Even Faster Payments

What sets BlossomFi apart

Lower fees, instant funding, BNPL your patients already trust, and support that actually helps. Here's how we make patient financing work for your practice.

90% Approval Rate

More approved patients means more completed treatments, and more revenue for your practice.

Save 50% vs. the Competition

BlossomFi costs up to 50% less than Affirm, Klarna, or Cherry, without sacrificing approval power.

0% Interest Plans

Offer your clients flexible 6- or 12-month payment plans at 0% interest, making high-ticket services truly accessible.

Instant Merchant Payout

Once a client is approved, funds transfer immediately to your linked merchant account. No waiting. No delays.

Patient-friendly financing, built for your practice

We designed BlossomFi around what practices and patients actually need–simpler applications, transparent terms, and financing that doesn't feel like a trap.

For your business

  • Simple application – On your checkout page, patients apply in seconds, see eligible payment options at a glance, and choose the plan that fits - without lengthy forms or extra steps.
  • Trusted BNPL – Offer buy now, pay later patients already recognize from shopping online and in stores, with paths that fit different budgets and treatment sizes.
  • Transparent financing – Eligible options are presented clearly so patients can compare payment paths and move forward with the care they want on terms that fit their budget, not deferred-interest promotions that surprise borrowers later.

For your practice

  • Lower merchant fees – Processing costs run lower than typical online BNPL merchant fees, so more of every funded case stays with you instead of disappearing into stacked checkout pass-throughs.
  • Approvals stay with you – An approval is tied to your practice, not syndicated across a marketplace where the same patient gets shopped to competitors after your team did the work.
  • Instant funding – You are funded when checkout completes; BlossomFi handles repayment with the patient so you are not carrying receivables or chasing balances.

By the Numbers – What to expect

BlossomFi helps practices grow profits and performance while making it easier for patients to pay for their needs and care.

50%
Fees SavingsAverage savings on BNPL processing versus typical merchant checkout fees
+20%
Customer BasePractices gain more customers when pay-over-time is offered up front
+40%
Average Purchase ValueTransactions average 15–40% larger when BNPL is offered at checkout
90%
Very High Approval RateIndustry-leading approvals across all credit profiles

How BlossomFi works for your practice
in 3 easy steps

01

Create your offer

Name it, price it, and describe it: treatment bundles, wellness packages, retreat stays, weight-loss programs, coaching containers, or any packaged care you sell. From your provider portal, build custom offers with shareable BlossomFi checkout URLs in minutes.

02

Share the link

Send it by text, email, or pull it up at the front desk. No website, invoicing integrations, or clunky financing apps required to offer BlossomFi. Your team stays in control of when each invite goes out, with no re-keying forms or awkward payment conversations.

03

Client applies & pays

They complete checkout on BlossomFi, with many approvals in minutes. When they accept a plan, funds reach your account quickly, with bundled BNPL and merchant fees structured so you keep more. BlossomFi handles repayment with the client, not your billing team.

Built for every care provider

From Aesthetic procedures to wellness packages and retreats, BlossomFi powers patient financing across all healthcare specialties with one seamless platform.

BlossomFi Saves Merchants
Nearly 50–58%

BlossomFi compared to Klarna, Affirm, and Cherry on base rate, fees, and effective cost.
Feature
Klarna
Affirm
Cherry
Blossom
Base rate5.99%5.99%7.89%4.49%
Per transaction fee$0.30$0.30None$0.10
Processing fees~2.9%~2.9%~2.9%Included (all-in)
All-in effective rate (on $1,000)8.92%8.92%10.79%4.50%
Cost on $1,000 sale$89.20$89.20$107.90$45.00
BlossomFi savings vs competitors
Save 49.6% with BlossomFiVS Klarna
$44.20 per $1,000
Save 49.6% with BlossomFiVS Affirm
$44.20 per $1,000
Save 58.3% with BlossomFiVS Cherry
$62.90 per $1,000
Lowest cost. All-in pricing.

Why wait? Get started now

Join our first wave of provider partners. No monthly fees, no long-term commitment – just flexible financing that helps your patients say yes.

Apply for Early Access